Buying your home, your land and paying your contractors has never been easier than with the ZERO-Down Land/Home loan program by Congress Mortgage Company.

A Factory-Built home may be financed with a DOWNPAYMENT as low as "0". Mortgage costs, taxes and interest can be included in the financing to provide a true ZERO-Down Land/Home Loan. Programs are available for almost any credit situation.

No Land - No Money - No Problem! Find your dream building site and call Congress Mortgage Company for a ZERO-Down Land Loan.

Congress Mortgage Company can assist you in finding just the land you are looking for at a price that fits your budget. Just call 1-888-LANDHOME.

Preparing a building site requires skilled contractors and money to pay as work is completed. Congress Mortgage Company can finance 100% of the construction costs, including permits and taxes.

Congress Mortgage Company is your One Stop Lending source for ZERO-Down Home, Land, Site Improvement and end-loan financing. Buy a new Factory-Built home or move your present home to land.

 

To apply for a ZERO-Down Land/Home loan visit your Factory-Built Home Dealer, call Congress Mortgage Company or simply fill out our Jiffi-eApplication online right now by clicking on the Jiffi-eApplication button to your left.

Upon receiving your application, Congress Mortgage Company will, at no charge, review your earnings and employment history listed on the application and with the information provided by an in-file credit report, determine the maximum loan for which you may qualify. For your satisfaction, our goal is to issue a pre-qualification letter within 24 hours.

Lenders offer many different types of loans but none offer the broad selection of end and construction loans that are offered by Congress Mortgage Company.

Congress Mortgage Company offers Land Loans, Construction Loans and a variety of end-loans. Also, single closing loans with construction and end-loan features combined.

Many Lenders have many different requirements, but few will allow a mortgage end-loan closing before the home and the construction are 100% complete. Consequently, a loan that allows funds to be paid out (called draws) to the contractors is often necessary. A construction loan is one solution and an end-loan with draws is another.

The Factory-Built Home Financing Specialists at Congress Mortgage Company can provide a loan suited to your needs.